Friday, December 2, 2011

Maybe listening to the news is not a good choice for me

         Driving into work, I was listening to the radio news.  And as the radio broadcaster reads the head lines, I begin  thinking, I should have turned to music instead.
          I know this will come as a surprise to ALL of you, but the housing market has NOT rebound.  Yes, you weren't aware of that, ( if you have been living under a rock, in a coma, or the 5 percent dumber than the 85 percent)     But why; home prices are falling, and interest rates are low, why aren't people buying up these houses.   Well, its not only that 15 million people are still out of work, its not that 22 million people are under employed and need to use their income to EAT, pay rent or housing expenses, but its also because the banks are STILL NOT giving out loans.   But why, because Banks are greedy, soul sucking, no wait that's congress,  and banks..   Because after the bank approves you for a loan, it sells your loan to some one else, like the Federal Housing Authority, and the Fed.  has this silly little rule that says, if the loan goes bad, the Fed has the option to make the bank that sold it to them, pay back the money they stole....errr they received from the sale of the loan.
          Does this strike any one beside me as odd ?  I go to you, give you the authority to check me out, I sit at a table with your representative, you make me feel like pond scum for wanting to borrow your money, and 24 hours later, the bank has sold my loan?    How about the bank hold on to that loan and wait for me to pay it back.
          I know, you are saying the bank learned their lesson from giving out loans, like samples of popcorn.
Money lenders  learn anything???  Yes and THE CHECK IS IN THE MAIL??
The loaning agencies, not only banks got greedier, they are always life sucking , low life's greedy bastards, but they got greedier.   I can recall several years ago my son, explaining to me how the leadership in the bank he worked at , ignoring the warnings of himself and fellow employees, trying to alert them to bad money deals.
          The Banks  played "hot potato "  and  WE lost. They knew the loans were no good but figured they would dump them before it came time to pay back those loans.
               Now they have gone to the other extreme, and even people with a better than good chance to pay back the loans, are refused the loans.   This is proof that banks are NOT smart, but stupid.   These  worthless entities flush with OUR money, are too damn stupid to find a happy medium for loaning money, yet we trust the money and monetary policy to them,  just another indication of  something big wrong.
              And OUR leaders, don't have the courage to regulate this properly.  The republicans would have you believe that regulations are the problem.  Well, how is the banking industry working out for you folks now?   This is not to say the people you  most likely inter act with are stupid.... its the people that they take there orders from that are dumber than rocks.     Do NOT let any one, tell you  the risk managers for the most part were not trying to tell the money lenders, that the mortgages and loans of  3 years ago were no good.   Its simple, the risk managers were ignored,  and here we sit.  9 percent unemployed, 11 percent underemployed, and rapidly slipping in place as a world leader.   Do not respond with the current numbers, I dare say  Britain and Spain denied their slippage right up to the moment  Bora Bora ignored them.
          Rapidly switching gears, on the same broadcast we  heard about the Catholic Church is fighting a new proposed law to insist  birth control be covered by employee health care.   Hmmmmm.  putting aside all the potential joke targets this conjures up about why the Catholic Church would oppose birth control, realistically the church's response to  7 billion people on the planet is to pray???   And how has that worked out.
            I haven't seen any Church statements, calling for the end of  company lay offs, so the babies parents can support them.   Nor Church offering to give money and aid to food kitchens to feed the people laid off.    I haven't heard the Catholic Church handing out cash to cloth those new children, or pay for school.   Come to think of it, not many free Catholic Schools in New York City.    Its pretty much a safe bet to say that organized religions  are made up of pompus assholes, with delusions, and just slightly less greedy than banks, but the Catholic Church is the one being vocal about this proposed change in regulations
           Hmmmmm..... hey stupid people..... If you don't want birth control,,, don't get it or use it.  Wait did I say that???  If you are so stupid that you do not realize the need for birth control to be paid for by insurance, please please , use birth control yourself because you are to stupid to breed.  In fact you are a poster child in support of abortions.  Seriously, the argument that you don't want to give your money to support something you don't like, does NOT hold up in an industrial society, which you are part of dumb ass.   I don't recall authorizing expenditures on  any cruise missile, I'm sure the military can defend the US without it, yet we pay for them.   And this I am certain of;   I did NOT authorize any pay raise or any of the benefit's congress receives, yet I pay for them, so do not tell me that health insurance who will pay for viagra and does not pay for birth control is fair or is ok.    Had the idiots of the church suggested that people who want birth control pay a SMALL difference in premium for the birth control I would agree.   But the desire to not have any birth control at all is just one more proof that our species, especially the religious leaders are  A) the biggest scam artist on the planet.  B) Dumber than a box of rocks  C) leading people dumber than the 85 percent.
          Do any of your readers  wonder, why are the religions so against  birth control and abortion but NOT voicing complaints about  wars,  death penalty.   Why does the church not politicize tougher policy against child abuse ( oh wait we know why lol )  spousal abuse.  Hmmmmm...wonder why that is.
      My favorite candidate  Pizza Man Cain, is re evaluating his campaign.   Seems he was giving his very very very good friend money, but she was not a sexual partner???  Of course I believe that.   So  on day one when this woman came out and spoke about her relation ship with you Mr. Cain, that day you didn't remember giving her money,  knowing her, and being her friend,  it took two weeks for you to remember her and that she was a good friend.
          This is the easy stuff.   This is the "low hanging fruit" the easy lies we are being told and expected to believe.   If you expect any difference in our society,,than WE all need to make it clear that the lies are no longer acceptable.   Stop donating money to either party.   Stop donating money to the church.  When the campaigns call, tell them there clients are lying.   Vote for the Nazi, or Communist party.  They all need to know  A) we will vote   B) will not vote the way an idiot leader of ohhhh say the church suggest  C) we will not vote for the old regime any more 

Tuesday, November 29, 2011

Im not with the 1 percent but Id like to be

 Fair is fair and I'm getting really tired of hearing about the 1 percent.  I can assure you I'm not even close to the  1 percent of wealth.   I have yet to get on my "soap box" about athletes and entertainers, except one blog reminding you folks that we actually can control their salaries if we choose to.  The 1 percent is not actually a problem.   Its that only 53 percent of us pay taxes, or the fair amount of taxes. "According to a 2011 article by CNBC writer Jeff Cox,[53] the 1% does not constitute merely corporate CEOs, bankers or stock traders, but also people in occupations not typically targeted by wealth disparity protesters. Based on a 2010 study by Jon Bakija et al. covering data since 2005 (whose results, Cox concedes, would be affected by the 2000s recession), executives, managers and non-financial supervisors make up 6.35% of the 1%, while finance professionals make up 2.77%, doctors 1.85% and lawyers 1.22%. Other occupations such as farmers, scientists, pilots, real estate professionals and entertainers each comprise about 0.5% of the 1 Percenters. Cox states that sources vary on the minimum yearly income to be considered among the 1%, ranging from about $500,000 to $1.3 million, whereas CEO salaries average $3.9 million, $10.6 million for those whose companies are in the Standard & Poor’s 500 and $19.8 million for companies in the Dow Jones Industrial Average. Cox adds that the wealthiest of the 1% (that is, the .001%), make only 19% of their income through their salaries, and make the rest through investment income, which are taxed at different rates, that they pay a disproportionate amount of their incomes to income tax, having paid 40% of the total federal personal income tax in 2006, whereas the 5 Percenters paid 60%.[53]
Cox also states that the phenomenon of wealth concentration among a small segment of the population is a century old, and argues a direct correlation between this and the health of the stock market, stating that 36.7% of the United States' wealth was controlled by the 1% in 1922, 44.2% when the stock market crashed in 1929, 19.9% in 1976, and has increased since then. Cox also says that it has intensified at the same time that the United States changed from a manufacturing leader to a financial services leader. Cox takes issue with protestors' focus on income and wealth, and with their embrace of allies such as Susan Sarandon and Russell Simmons, who are themselves in the 1%.[53]
Joseph Barro of National Review offers similar arguments, asserting that the 1% includes those with incomes beginning at $593,000, which would exclude most Wall Street bankers.[54]"
           Neither do I agree that  35 percent tax on people making over 200,000 dollars is too high.   As I pointed out, first they are not taxed a blanket  35 percent,  the majority of the money is taxed as the same rate as we mere mortals, unless them make gobs more money over 200,000.   In which case the higher rate kicks in.  
          The liberal 1 percent, who cry out for a new tax rate, seem to be missing something here.    I do my own taxes with the aid of a computer program.  I enter my own investments, dividends, bank accounts...that is all separate....when it comes to deductions,  I do not have to put any.   Lets be clear, if you want to pay more taxes  you just do NOT enter the deductions on your computer program , or tell your accountant not to take the deductions, or the guy from the corner store at H&R block.   Easy you are paying more taxes, which means those claiming they should pay more, have to be readers of "Uncle Remus"     "please don't toss me in the Brier patch  please ".     We don't need new taxes, we need existing taxes  paid fairly.
        We don't need the "million air "  tax cuts instated for the rest of the century, let them run out.
Part of the troubling issues with both parties and many of the chuckle heads who unfortunately have the right to vote, is the "polarization" which is a 10 dollar word for , not willing to compromise to make something useful for the country to happen.   Hell get me in an hour and I will rant about the fraud, taking place, taking the limited resources because our central government, be it city, state of  federal  are dumber than the 85 percent.  Staffing enforcement, to insure fraud, is caught and eliminated is a cost effective method of insuring people who really need social programs can get them.
        Yes we have idiots who say that  finger printing recipients of food stamps is terrible.  These are also people who believe unicorns will inherit the earth and that the new math taught in our schools will actually help some body ( beside those paid to come up with the crap being taught)   
               But the bottom line here, is the word compromise and reality.   We need to do both , cut spending which I believe can be done by elimination of fraud, at all levels including corporate, and by paying fair share of existing taxes.  Those loop holes were  nice when we were rich,  we are no longer, so cut the nonsense.    Newt Gingrich is an idiot,  I will gleefully throw out  illegals, who consider our laws for the suckers... I don't care if they have 8 kids by 10 wives, which is probable more common than you realize.    Poor  Grand Mama... she so struggles to pick up her welfare, SSI,food stamps, Medicaid checks, and she has been in this county a whole  4 weeks, where is the humanity????
          Hey middle America, learn to do your own lawns, nails, and boycott  lettuce until they use Americans to pick it.
I'm picking on illegals because, there is no way there buying taco shells ,  tight jeans , two six packs is boosting the economy in the face of  health care cost, social programs and a disproportionate amount of crime.
           The compromise is this, people illegally here who do work, do  obey the laws,  only take a fair share of social programs,  yes I want them to have amnesty.  The people who have done it legally,  cudo's to them...but some one busting there butt and earning there place, I say welcome aboard.
              The political parties can reach a mutual deal, they simple do not want to .  This is a global game of chicken, with the result of  losing a country to gain an election.   The height of stupidity.   You need to get out of the 85 percentage until the election is over.     Insist that these mental  defective  fools,  compromise on the issues and get our economy moving.
Do not  NOT vote, if you don't like the party candidates, vote for the last person on the list, but don't give up your vote.
Its reality check time folks.  Lets get this done.

Monday, November 21, 2011

Alls quiet on the idiot front

Well  pretty uneventful week....now we can focus on what matters, like "America has talent, but not on this show"    " Real New Jersey housewives, that no one cares about"  "Survivor 2011, island of the media inspired misfits"  and  "Dancing with the wanna be's "
          Its not as if the super committee in congress failed to come up with a way to cut, spending and raise revenues in a way that would help sustain the American economy.  Oh wait they did fail...hmmm. Oh well, automatic cuts and taxes are going to kick in to save us 1. 2 trillion dollars, oh wait, the answer of the super committee is to re visit the "sequester" to ease some of those taxes and cuts.  Nothing like being able to change the rules when you don't like the game.  
           But other than that, nothing much going on, unless you include the people killed and injured in Egypt, because the military doesn't want to give up power.  Or that the majority of Egyptians who favor a non sectarian form of government, will probable be turned into an Islamic Theocratic regime.  
          How about the news, that you haven't heard unless you listened to some obscure radio station, regarding the Chinese Banks, about to bust, for (wait for it ) bad loans?  Less the Chinese don't need to learn the lessons of the west, just because we screwed up royally pouring money into bad positions doesn't mean the Chinese can't pour money into bad loans.  Or that the strikes for higher wages and benefits, will impact the economy in China, not when they can gun people down in the streets and the rest of the world will continue to buy their " hazardous waste " products  ( Well that hasn't happened yet, but it will in the coming year) the Chinese public wants to buy the products they are making, and to do that they need money, and the government, doesn't like giving up money.
           Meantime, our presidential race, continues with each candidate getting conflicting messages from God.    Poor Newt,  God must really be messing with him, 5 years ago God told him we needed to raise tax revenue, this year its no new taxes, read my  TelePrompter"  
          So we are safe in our nation  to pay no attention to the  Hispanic Muslim who wanted to bomb us in the name of the peace loving religion, and watch our nit wit programing , praying that the basketball season can start in Earnest, so that several hundred people can make millions playing a game while you and I, worry about paying our bills

Thursday, November 17, 2011

Where the heck is the money going

You know... I wrote a small post today.   I thought there was no sense in doing over kill.  Unfortunately I began talking to a co worker.    As we discussed, the fact that the democratic party is a group of gutless spineless jelly fish like weenies who can only make the news when they are cheating on there wives, girlfriends, boyfriends, or taking kick backs from the porn, or organic food industry.  While the republicans are on the whole, mindless morons, genetically breed to lie about anything asked. Who will knock social programs while there relatives including their  dozens of illegitimate children and mistresses benefit from those programs.
          The discussion moved to ,,, " how are we broke?"    The government tells us we are 2. something trillion dollars in debt?   How the devil are we in debt???  The budget is not  some mysterious unforeseen entity.   There should be a known number of people being paid.  There is a certain number of products bought, and there is money coming into the treasury.   The government budget  state, Fed, and city is a check book with a lot of zeros.  If you can balance your check book you can understand government finance.
What aren't they telling us?? 
Most of us, pay an income tax, a Federal Tax, we pay a sales tax, we pay tax on gasoline.  There are several taxes listed on our phone bill, or utility bill, our airline tickets, commuter tickets.  
We have fees on licenses of ALL kinds, any permits, test we take. There is virtually no money you spend or earn that does NOT have a portion taken to pay a tax, fee, surcharge?   The lotto, all those chance cards in the drug store, grocery store, bible shop, all are supposed to be divided in half, with half going to the government and half to the winners.
             Its time to ask our elected officials, where the hell is the money going.  how did you spend that much money every year and on what?   Lets start with that, we want to see an accounting of the money coming in and the money going out... since the house and the president cant fix our economy maybe we can.

We dont like the rules lets change the game

Just a week to go for the "Stupid Committee"  to come up with a plan, or  ouster  budget cuts will come into play automatically.  But it looks like the congress will come through for us, with a bold plan.  That plan would be to renege on the automatic cuts that go into effect if they don't come up with a real plan..
             So the plan is to change the rules of the game, life is good when you don't need to deal with reality.
Reality is our economy is in trouble, but if you can ignore it, and still get elected by people too damn stupid to realize that you are not doing your job, than its not congress fault.  Its the knuckle dragging morons  "Whats gots da rit  ta vote in any  Gud Ferring Man whuts ferrs Gut and hates communist"
             Write your congress person, your senator and flood Obama, but send your contributions to any third party candidate even if you don't like them.  Don't give money to the republicans or Democrats, neither party takes us serious any move  Right your letters and emails telling them, they don't have your vote or your money any more.  
          Let any member of the house, try living on minimum wage, without benefits.   Than possible we would get some real plans on how to fix this economy, including social cutbacks and  adjustments to the tax laws.
          I'm sure that if the tax right offs were to end, Mobil and Shell would still continue to exploit us.
Let congress know, the fix to our society is NOT  changing the rules mid game

Tuesday, November 15, 2011

Just when you thought they might not be stupid, they open their mouths.



Libya. President Obama supported the uprising, correct? President Obama called for the removal of Qadhafi. Just want to make sure we’re talking about the same thing before I say, yes I agree, I know I didn’t agree. I do not agree with the way he handled it for the following reason – no, that’s a different one. I gotta go back to … Got all this stuff twirling around in my head. Specifically, what are you asking me, did I agree or not disagree with on what? … Here’s what I would have – I would have done a better job of determining who the opposition is and I’m sure that our intelligence people have some of that information. Based upon who made up that opposition – based upon who made up that opposition, might have caused me to make some different decisions about how we participated. Secondly, no, I did not agree with Qadhafi killing his citizens. Absolutely not. So something would have had to be – I would have supported many of the things they did in order to help stop that. It’s not a simple yes-no, because there are different pieces and I would have gone about assessing the situation differently, which might have caused us to end up in the same place. But where I think more could have been done was, what’s the nature of the opposition?

          This is candidate Cains, response to the question, regarding how he thought President Obama handled the issue of Libya.   Now keep in mind  Cain asked for the interview, this was not impromptu.   What should scare voters is, 
A)  Cain answered the question.  If you don't know something, even a politician can tell a journalist, that they had not look thoroughly into a question.  He could have simple said, Yes on this issue Obama handled himself well.  Instead, because it was Obama, Cain had to struggle to come up with a negative about the president
B) Actually stated in  A),  this finding fault with the other party simply because they are the other party.  People this is the United States, we are all supposed to be working together toward a common good.  When some one does something right, give a quick answer to acknowledge it and move on.
C) the excuse given for his poor answer, was that Cain had not had much sleep.  Well some one should inform Cain that problems arise at all hours for the president of the United States, other factions on the globe don't check to see if the president has had his 8 hours.
D) Cain wanted this interview to deal with questions he thought he would be asked; I'm guessing the sex scandal.  Hell folks I'm not running for any position, and I know  the media ask what it wants in this country and there is no such thing as  " NO fair, that wasn't a good question"
                I'm picking on Cain because he is opening his mouth.  When others do,  I will point it out.   But this election truly is to important to leave it to mental midgets.
         Growing up, the politicked of the time like to talk about the threat of nuclear war.  I don't believe it was more than a threat, because it was not in the interest of either side to destroy the world.   In fact I believe the threat is stronger now, now that children and the mentally handicapped have either nuclear weapons or biological weapons.   But to the less glamorous part of our species, the greed factor.  The desire to have more money than your  GOD.  The stupid mistakes we make every day in the quest for the almighty buck.
        Despite barely struggling out of a depression ( stop calling it a recession)  our own FHA continues to provide loans to people with barely the money to by a TV much less a home.   Now word from China, that their banks rather than learning from the mistakes of the captiolist pigs, have decide to emulate facist war mongering dogs, and loan money to people who also will default.  Meaning the Chinese banks may soon need a government bail out.  ( yes there government, but its still the act of greed and stupidity )
          We need a Leader with the testosterone level  ( male or female ) to make tough unpleasant decisions to get our nation growing on safe and sound footing.  Not based on the stock market alone, but on our employment numbers. The number of people who feel secure that their is food on the table and a warm dwelling in the winter.  A leader who will actually balance the  cost cutting and the revenue increases.
         My personal railing against religion, is a discussion for future blogs, but, a leader of the greatest nation in the world, should not be leading us based on an unknown.   I'm sorry, there is no proof positive on Supreme Beings, nor a Supreme Beings intervention, in events on our planet, so, basing decisions on pray and divine intervention, when 300, 000, 000 people await results, is NOT what I want to hear is our plan.
          The buffoons, rather the newer candidates of the republican party truly scare me.  I can understand some middle state bumpkin, who never dun  grag gi ated they 7 grade, cause they didn't need it.  Depending on God.  Our new religious growth is very similar to 60,000 years ago, the knowledge we had than did not explain how light from sky, burn tree, kill moose.   But our leaders, should understand what lightning is, and explain it to the farm belt. Theocracies are easy,  God decides everything, its in Gods hands, we need to pray and see what he wants.  Even a republic is harder.  You have to make decisions and live with them.
        The only thing I can see good about the religious faction in any country is if  I could get enough notoriety  to convince these people, "God told me to tell you,  save your money, stop buying garbage, boycott companies that can't prove they pay ALL their employees world wide a fair wage and provide benefits...yep God told me this last night, honest , oh one last thing, God said the oil industry belongs to Satan and he wants us all on renewable NOW "  than I could be religious again.
         Right now I'm asking you to make the decision, look hard at the character of the person you are voting on.

Tuesday, November 8, 2011

So world peace broke out this weekend????

        I don't know, if its me or the rest of the world.  The headlines  Conrad Murray convicted of Manslaughter, because of Michael Jackson.  That the doctor was a royal  As.. H...le   is a fact. And that he should not be allowed to treat living things, I agree... but page one ?  Breaking news??? 
           Kim Kadashian, yes this is a beautiful woman, but she was divorced after 20 seconds, and it makes news?  Front page ??
          Snooki  ( is this even a real name).    Even the Cain story,  the public is ready to dump him because he was sexually over active?   Never mind that, that he has no concept of what is going on in the rest of the world, he really believes his 9/9/9 tax plan will save the nation, and government social programs have to end, but we have to turn back the "hun" or the Muslims in there own country....that's ok??? But he had sexual encounters  in an in appropriate way, and denied it....that's why he shouldn't be president??
          I guess its tough to have honest politicians when the public is full of bull.    But that's not the point of this blog.   The message is, reporting on what impacts our lives, providing information to a public that will be voting for the leadership of our country.   Or voting for the congress and president , the governors, and mayors who will be taking orders from industry on how to rule us.
         We are pack animals and we focus on the trivia because its easier to deal with nonsense than real life.
Dancing with the stars doesn't cost us a dime, but an elected leader who wants to change the tax structure?
         " Lord Miss Scarlet, I don't know nothing  bout no capitol gains tax !"
           Yes  I agree, it would be nice to live in a world where the most important piece of news was " Did Paris Hilton wear undergarments last night?"   But we ain't there yet.   And if we avoid dealing with, the issues that do impact our lives, we won't get there either.  
           Instead of tweeting about,  " American Idol"  how about tweeting your representatives and telling them what you really want.   Write or call , and explain,   " Your not getting any more money until you take some action in house, besides voting on  " In God We Trust"
            Those confusing  tax laws, and what gets taught in school, impact you, allot more than which socialite is getting married, divorced, or cheating on their spouse.   Tiger Woods, plays golf, he does not decide if your son or daughter is being deployed to Afghnastian.     Its time to start digging for information, demanding  facts so we can make intelligent decisions, while there is still a nation to make intelligent decisions with.
             There will always be another   Snookie, Kim,  Sean,  or  Biff, there may not always be a United States of America.